U.S. states ranked by homeownership rate
Rank all 50 states by owner-occupied households as a share of occupied homes. See 2020–2024 Census estimates, renter shares, denominators and CSV data.
Which states have the highest homeownership rates?
West Virginia has the highest point estimate, 74.9%, for 2020–2024. Next are Maine (74.3%) and Michigan (73.2%) .
West Virginia leads the point estimates, with Maine and Michigan also near the top. The rate describes tenure among occupied households and does not count every resident as an owner.
Owner-occupied units are divided by all occupied housing units. Vacant and seasonal homes are excluded from this denominator. A household is classified by the tenure of the home it occupies.
- Reference period
- 2020–2024
- Original source
-
U.S. Census Bureau · ACS 2024 five-year detailed tables, B25003
Source published 2026-01-29 - Ordering
- 50 states, highest exact point estimate first; no composite score
- Data and methods reviewed
- September 30, 2026 · data snapshot apd-2026-10-01-r3
Complete 50-state ranking table
Filter the list or change its display order. Positions always refer to the full 50-state ordering. Derived percentages do not have calculated margins of error here; nearby positions are not confirmed statistical ranks.
Showing all 50 states.
| Position | State | Percentage | Count in numerator | Source denominator |
|---|---|---|---|---|
| 1 | West Virginia | 74.9% | 545,595 | 728,655 |
| 2 | Maine | 74.3% | 443,573 | 597,159 |
| 3 | Michigan | 73.2% | 2,984,190 | 4,076,369 |
| 4 | Vermont | 73.2% | 200,079 | 273,416 |
| 5 | Delaware | 73.0% | 293,383 | 402,038 |
| 6 | New Hampshire | 72.8% | 404,453 | 555,822 |
| 7 | Minnesota | 72.2% | 1,666,687 | 2,307,955 |
| 8 | Idaho | 72.1% | 514,361 | 713,005 |
| 9 | South Carolina | 71.9% | 1,522,121 | 2,117,989 |
| 10 | Wyoming | 71.8% | 174,619 | 243,318 |
| 11 | Iowa | 71.7% | 943,396 | 1,315,707 |
| 12 | Indiana | 70.6% | 1,916,243 | 2,716,009 |
| 13 | Utah | 70.2% | 790,144 | 1,124,822 |
| 14 | Alabama | 70.2% | 1,402,155 | 1,997,247 |
| 15 | Mississippi | 70.0% | 801,788 | 1,145,431 |
| 16 | New Mexico | 70.0% | 585,937 | 837,414 |
| 17 | Pennsylvania | 69.3% | 3,656,971 | 5,274,853 |
| 18 | Montana | 69.2% | 317,400 | 458,859 |
| 19 | South Dakota | 68.6% | 250,621 | 365,544 |
| 20 | Kentucky | 68.3% | 1,239,908 | 1,814,469 |
| 21 | Missouri | 68.1% | 1,708,413 | 2,508,227 |
| 22 | Wisconsin | 67.8% | 1,682,214 | 2,479,480 |
| 23 | Florida | 67.6% | 5,918,647 | 8,752,810 |
| 24 | Maryland | 67.6% | 1,597,565 | 2,362,928 |
| 25 | Louisiana | 67.4% | 1,216,127 | 1,804,780 |
| 26 | Arizona | 67.4% | 1,924,098 | 2,856,081 |
| 27 | Virginia | 67.3% | 2,266,609 | 3,365,732 |
| 28 | Ohio | 67.2% | 3,267,904 | 4,863,191 |
| 29 | Kansas | 67.2% | 788,409 | 1,174,060 |
| 30 | Illinois | 67.1% | 3,378,910 | 5,036,449 |
| 31 | Tennessee | 66.9% | 1,890,569 | 2,824,277 |
| 32 | Alaska | 66.8% | 180,833 | 270,533 |
| 33 | North Carolina | 66.6% | 2,853,493 | 4,282,345 |
| 34 | Nebraska | 66.5% | 530,878 | 797,847 |
| 35 | Connecticut | 66.5% | 952,989 | 1,434,007 |
| 36 | Arkansas | 66.4% | 800,864 | 1,205,987 |
| 37 | Colorado | 66.2% | 1,571,735 | 2,374,218 |
| 38 | Oklahoma | 65.8% | 1,027,837 | 1,562,389 |
| 39 | Georgia | 65.7% | 2,676,357 | 4,074,366 |
| 40 | New Jersey | 63.8% | 2,239,128 | 3,507,701 |
| 41 | Washington | 63.8% | 1,954,777 | 3,064,820 |
| 42 | Rhode Island | 63.6% | 281,002 | 441,570 |
| 43 | Oregon | 63.3% | 1,087,983 | 1,718,422 |
| 44 | Hawaii | 63.0% | 310,247 | 492,453 |
| 45 | North Dakota | 62.9% | 208,084 | 331,063 |
| 46 | Texas | 62.6% | 6,879,255 | 10,992,816 |
| 47 | Massachusetts | 62.5% | 1,741,158 | 2,785,042 |
| 48 | Nevada | 60.0% | 721,197 | 1,202,593 |
| 49 | California | 55.9% | 7,567,568 | 13,548,091 |
| 50 | New York | 54.3% | 4,196,985 | 7,722,646 |
The downloads preserve exact values, IDs, source counts, uncertainty status, source release and original ordering. The CSV is the full 50-state table, including when the on-page filter hides rows.
National benchmark and District of Columbia
The United States value is 65.2%. The District of Columbia value is 41.5%. Both use the same source product as the state table. They do not receive a numbered state position. The national estimate is a source value or an approved calculation from national source counts; it is not an average of the state medians or percentages.
What the lower end of this table means
New York has the lowest point estimate, 54.3%. The last three entries are Nevada (60.0%), California (55.9%), New York (54.3%) . This ordering is specific to homeownership and 2020–2024; it is not a verdict on the state’s overall living conditions.
Occupied households are different from all housing units
Using all housing units as the denominator would mix tenure with vacancy. States with many seasonal homes could appear to have fewer owners solely because those homes are unoccupied at the survey reference time. This table keeps the occupied-unit definition consistent across every state.
A high ownership share is not an affordability verdict
The percentage does not describe mortgage payments, accumulated wealth, purchase prices or access for first-time buyers. Household age, urban density and the local rental stock can shape tenure patterns. Compare housing costs and incomes separately without turning the ownership rate into an overall quality-of-life score.
Definition, calculation and uncertainty
Owner-occupied housing units as a share of occupied housing units. The denominator excludes vacant units. This measures tenure, not homeownership among every individual resident.
100 × (B25003_002E) / (B25003_001E)
Source component margins of error are retained in the raw evidence. A derived percentage needs an appropriate uncertainty calculation; adding component margins of error would not provide one. This table orders point estimates without statistical rank intervals. Sorting uses full stored precision. Exact equal values share a position; the next position skips the tied places. A missing, suppressed or unavailable estimate would be excluded and identified rather than converted to zero.
Sources and reproducibility
Original source table and documentation · Census guidance on comparing ACS estimates · Population Estimates Program methods .
Editorial ordering release apd-editorial-2026-10-01-r4 uses the unchanged data snapshot apd-2026-10-01-r3. Cite the Census source product, table, 2020–2024, the indicator definition and this page’s snapshot. The retained JSON query makes the inclusion rule, calculation and sort direction explicit. An upstream revision will require a new approved release rather than rewriting this result.